How to Heal Your Money Story and Create Financial Bliss

Money is not just about what's in your bank account. For most of us, it's complicated by memory, meaning, and mindset. Every dollar you earn or spend is influenced by your personal money story—those unconscious beliefs shaped by childhood, culture, relationships, and experiences. For some women, money feels like freedom; for others, it feels like fear. The good news is, once you recognize the patterns you’re carrying, you can rewrite the script. That’s when financial bliss becomes possible.

Step 1: Meet Your Needs, Then Look Beyond Them

It’s nearly impossible to feel at peace—or chase your purpose—if you’re cold, hungry, or unsafe. Money is essential for covering basics: food, housing, healthcare, transportation. But once those needs are met, the story shifts. More handbags, more labels, and more zeros in your account don’t automatically lead to joy. What creates bliss is when money aligns with your higher needs: purpose, belonging, creativity, or freedom.

A library card, a walk with a friend, or a creative project in your flow state can create wealth that money can’t buy.

Step 2: Notice the Atmosphere of Abundance

You don’t need millions of dollars in the bank to feel wealthy: you need rituals that tell your brain “I am supported.” Fresh flowers on the counter. A perfectly chilled sparkling water. A velvet ribbon tied around a gift. These little moments create an atmosphere of abundance. Bliss is often found in the details, not the dollar amounts.

Step 3: Get Delulu

The truly wealthy don’t wait for permission to believe in their dreams. They assume good things are coming. If you didn’t grow up with an entourage to clap for you, it’s time to clap for yourself. Be the cheerleader you always wished you had. Believe in your boldest, most “delulu” goals. That belief shifts your nervous system from scarcity to expansion, which allows opportunities to flow in.

Step 4: Slow Down

Money anxiety often makes us rush, panic, overwork, or grasp for the next deal. True financial bliss carries an unrushed quality. There is a reason they say that wealth whispers. It shows up in soft confidence, in walking (not sprinting) to your next opportunity, in tending to your vagus nerve. Practice slowing down—eat your lunch without scrolling, breathe deeply before opening your banking app, take a walk without your phone. Money bliss is as much about your pace as it is about your paycheck.

Step 5: Set Wealthy Expectations

People who feel rich expect things to go well. That doesn’t mean entitlement; it means carrying the mindset that solutions exist and support is available. Expect your money to grow. Expect your business to succeed. Expect opportunities to arrive at the right time. Pair that expectation with action, and you’ll be amazed at how often life rises to meet you.

Step 6: Understand Your Money Story

At the heart of financial healing is understanding your personal money archetype. Are you a Romantic, spending for instant joy? A Ruler, driven to achieve? A Nurturer, over-giving at your own expense? Your money type influences how you save, spend, and stress. There are no good or bad types—only awareness and alignment. When you know your money story, you can design strategies that work with your natural tendencies instead of against them.

Here are the key Sacred Money Archetypes®: 

Accumulator

Values saving, security, and financial responsibility.

Strengths: disciplined, thrifty, good at managing money.

Challenges: fear of spending, can be overly frugal.

Alchemist

Believes in magic and creating wealth from ideas.

Strengths: visionary, creative, sees possibilities.

Challenges: distrust of money, may resist practical money strategies.

Celebrity

Loves luxury, status, and being admired for success.

Strengths: magnetic, generous, attracts wealth.

Challenges: overspending, tying self-worth to money.

Connector

Values relationships over money; money is a tool to support people.

Strengths: loyal, nurturing, collaborative.

Challenges: may avoid dealing with finances, dependent on others for money decisions.

Maverick

Risk-taker who thrives on challenges and bold money moves.

Strengths: courageous, unconventional, willing to break rules.

Challenges: impulsive decisions, high financial highs and lows.

Nurturer

Feels responsible for others’ well-being and finances.

Strengths: caring, generous, supportive.

Challenges: over-giving, poor boundaries with money.

Romantic

Loves comfort, beauty, and indulging in the finer things.

Strengths: enjoys life, good at self-care and lifestyle design.

Challenges: spending for instant gratification, difficulty budgeting.

Ruler

Driven to achieve, build wealth, and create lasting success.

Strengths: leadership, ambition, strategic money management.

Challenges: workaholic tendencies, linking worth to financial success.

What archetypes resonate with you?

Step 7: Redefine Wealth on Your Terms

I’ve met women who lost fortunes in divorce and felt richer than ever, because they finally had freedom. I’ve met men making millions who still didn’t feel wealthy, because they never believed they had “enough.” Bliss is not about a number. It’s about alignment. When your money supports the life you truly want, you are already wealthy.

The Bliss Takeaway

Healing your money story is not about fixing the past; it’s about writing a new future. You don’t need to wait until you hit a certain income level or achieve a mythical “enough.” You can begin today by:

1. Meeting your needs with confidence.
2. Adding small rituals of abundance.
3. Becoming your own biggest supporter.
4. Slowing down and setting wealthy expectations.
5. Discovering your money archetype and rewriting your patterns.

Money is not the whole of wealth. True financial bliss comes from using money as a tool to build a life of joy, purpose, and freedom. What can you do to create a more powerful money story today?